Getting off on the right foot can save you both time and money

There is nothing more frustrating than falling in love with a home only to discover that it is more expensive than you can afford or finding out that the home you wanted and turned down was within the price range you would’ve qualified for.

With a pre-approved mortgage, you can hunt for the right home and at the right price, knowing that you will qualify for the mortgage. A pre-approved mortgage and rate guarantee lets you lock in your interest rate for as long as 60 - 90 days, if interest rates increase during this period, yours won't. If your mortgage is funded within the guaranteed period and interest rates are lower on the funding date, you will receive the lower rate.

Start by pre-qualifying for a mortgage. Based on your income, your expenses, and your debt, your financial institution will help you determine how much you can afford, and how big a loan you can get.

Who do I contact regarding mortgages and options?
Certainly your bank will be more than willing to help you, but you are not limited to just your bank. Mortgages are available through a number of financial institutions. It is always wise to shop around for competitive rates and options.